What’s income protection insurance?
Income protection insurance pays you a benefit if you’re not able to work for a time period due to illness or injury. This insures you for a set amount of income and will cover you until you are able to go back to work or for the agreed period — whichever is earlier.
Income protection insurance isn’t to be confused with redundancy insurance, which provides limited financial protection in the event of involuntary redundancy. You can compare life insurance quotes with Iselect, an Australian company specialising in insurance.
A reasonably Significant amount insured — the amount of benefit you could assert
A reasonably brief waiting period — the time you wait until you can maintain after buying the coverage
A reasonably long benefit period (claim period) — the length of time you can continue to maintain benefits
A partial disability benefit
A continuing disability benefit
A specified injury or illness benefit
No exception on your preexisting conditions
An Inexpensive insurance premium
Since things like waiting periods and benefit periods vary so much from insurer to insurer, it is important to compare your choices inside the australian market.
This 1929 Red brick cottage was built to give the Light house Keepers family indoor bathrooms, Toilet and Laundry facilities. The old fashioned Pull the Lightcords are still in place. Eight people can sleep in two queens size beds and four singles in three large bedrooms. There is a separete toilet shower and bath in the bathroom, a full kitchen with all the modern facilities. The lounge room has reverse cycle heating and cooling and also the open fire place has been restored. You enter via a Sun Room which is very cosy in the winter. A two minute walk and you are standing under the Lighthouse over looking Bass Straight 80 metres above sea level. It is recommended you bring you own porta cot if needed.
This 1887 timber cottage was added to the lighthouse keeper grounds to reduce the 12 hour shifts the other three lighthouse keepers endured in the Lamproom. It is very comfortable for a couple or Mum Dad and two children, with a queen size bed and two singles in a large bedroom. A separate lounge room off the bedroom, a full kitchen with all the modern facilities, separate bathroom and toilet, with reverse cycle heating and cooling, makes this a very cosy getaway. Step out the back door and take 20 paces to your own lookout 80 meters above Bass Straight. It is recommended that you bring your own porta cot if required.
The Inspector used to come down to the Lighthouse unannounced with his own key to this room to go over the lighthouse keepers record books, if he didn’t like the way the books were kept and recorded he had the power to fire and rehire the staff. The lighthouse Keeper and his Wife would look after him during his stay. They were always pleased to see the back of him going up Cape Schanck Road, he was a most unpopular person. This room has its own separate entrance off the main verandah, inside you have a queen size bed T.V. coffee and tea facilities, comfortable heating and cooling, its own ensuite, and a Microwave Kettle and Toaster but not full cooking facilities. This room is attached to the 1859 Head keepers Limestone cottage. A two minute walk and you are gazing over Bass Straight at one of two look outs